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What are the regulations on poor households in Vietnam?

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Poverty is one of the main obstacles that reduce the development capacity of individuals, communities and countries. Therefore, expanding options and empowering the poor is the best way to achieve sustainable poverty reduction. So about the matter “What are the regulations on poor households in Vietnam?” Let’s find out with LSX in the article below.

Legal grounds

  • Decree No. 07/2021/ND-CP

What is a poor household?

To understand that, we first need to understand what poverty is. Poverty can simply be understood as an expression of a life lacking in material things, lacking in opportunities to be able to develop, to live a life of minimum standards. And now, it is also because of those standards that have led to the cause of poverty for people who have a difficult life in many localities across the country.

And according to the latest regulations of the State, the concept of poor households is defined as families who live in difficulty, lack material resources and have a very low per capita income, not enough to cover their living expenses relative to the minimum standards set.

Criteria for considering poor households

  • Criteria for considering poor households based on income level

Particularly for the criterion of income level, families are classified as poor when the average income of family members per month is: rural areas are less than 700,000 VND/month, urban areas are less than 900,000 VND/month.

  • Criteria for considering poor households based on a lack of social access

As for the criteria on social services in the policy on poor households, families need to pay attention to a number of issues related to health services, education, housing, access to information… Specifically, the measurement indicators are shown through the following aspects:

– The issue of adult education level.

– The issue of children’s school attendance.

– Access to health insurance-related services.

– The problem of the quality of housing, the housing area per capita of the family.

– Problems related to the source of drinking water.

– The use of telecommunications services by the family. – Resources for access to current information. And if the issue of household access accounts for one-third of the above, it will be considered for approval and certification of poor households in localities and regions.

What are the regulations on poor households in Vietnam?

  • Regulations on supporting medical expenses for people in poor households

Currently, those in the poor households will be granted a free health insurance card by the State and according to the revised regulations from 2014, individuals in poor households will be fully supported with their expenses for medical examination and treatment according to the hospital routes specified in the health insurance card of poor households.

In addition, poor households will also be supported with expenses for travel, accommodation, etc. when they need to go to other areas for medical examination or treatment.

Regulations on tuition fee exemption and reduction for students

According to the State’s regulations on support for tuition fee exemption and reduction for students who are studying and living in poor households, the following policies will be applied:

– Free tuition for preschool children and high school students when their parents are in poor households.

– Free tuition for students who are students at educational institutions such as universities, vocational training schools when their parents are poor households or belong to ethnic minority areas.

  • Regulations on loan support policies for poor households

For poor households, they will be supported by policies on borrowing capital and will be able to borrow a maximum of 25,000,000 VND from the social policy bank to serve their needs. build a house or repair a house. Because they are poor households and supported under special policies, these families will be able to borrow at a lower interest rate than normal, usually only 3%/year and the loan term can be extended up to 3 years. up to 15 years, the maximum period to repay that amount will be 10 years.

And poor households who want to get a loan to build a house must meet the following requirements:

– Families who are poor and have no housing or have only a small, temporary, dilapidated and damaged house, in danger of collapse and do not have enough financial capacity to home improvement.

– The families are poor households but have not received support from policies or programs of the State, other social organizations.

Poor households with people with disabilities, loss of cognitive ability and no support

The problem of considering poor households with people with disabilities, loss of cognitive ability and no support

Currently, according to the state’s regulations on policies for poor households, those who cannot afford to earn money and support themselves, lose cognitive ability or have no support will be considered into poor households. However, because it is related to the law, when reviewing these subjects, it is necessary to have sufficient documents to prove this. Therefore, if the families have this subject, they will need to go to the relevant facilities to apply for all kinds of documents and process medical records for individuals in the family to apply for benefits. Specifically, the following procedures will need to be completed:

– An application must be made to submit to the court a request to recognize individuals in the family who are currently suffering from illness or loss of consciousness and ensure that they meet the requirements of the Civil Code.

– Families need to follow the prescribed procedures, which is to apply for a grant at the People’s Committee of the commune, ward or township, the Division of Labor and Social Invalids and Social Affairs in the district and have a seal with a full signature. .

  • Dossier for approval will include the following documents:

– An application for a subsidy for family members.

– A list of the subject’s curriculum vitae.

– Medical record certified by medical facilities.

– Minutes of the meeting of the Board of Reviewing the beneficiaries of the subsidy.

How much money a month are poor households are supported?

Pursuant to Article 6 of Decree 20/2021/ND-CP stipulating the monthly social allowance level as follows:

“Article 6. Monthly social allowance

1. The subjects specified in Article 5 of this Decree are entitled to a monthly social allowance equal to the standard level of social assistance specified in Article 4 of this Decree multiplied by the corresponding coefficient specified as follows:

d) For the subjects specified in Clause 4, Article 5 of this Decree:

Coefficient of 1.0 for each reared animal.

đ) For the subjects specified in Clause 5, Article 5 of this Decree:

– Coefficient 3.0 for the subjects specified at Point d, Clause 5.

2. In case the subjects are entitled to the levels according to different coefficients specified in Clause 1 of this Article or in different documents, only the highest level is entitled. Particularly for poor single people who are raising children as defined in Clauses 5, 6 and 8 Article 5 of this Decree, they are entitled to both the benefits for the subjects specified in Clause 4, Article 5 and the regime for those who are poor. specified in Clauses 5, 6 and 8 Article 5 of this Decree.”

Thus, a person belonging to a poor household who has a husband or wife but has died or is missing as prescribed by law and is raising a child under 16 years old or is raising a child aged between 16 and 22 years old and that child is studying culture, Vocational training, professional secondary schools, colleges and universities, the first diploma specified in Clause 2 of this Article (hereinafter referred to as the poor single person who is raising children) will be entitled to a coefficient of 1.0 for each child. are rearing.

Elderly people belonging to poor households as prescribed by law will be entitled to a coefficient of 3.0 .

In case the subject is entitled to the levels according to different coefficients or in different documents, only the highest level is entitled.

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Frequently asked questions

Differences between poor, near-poor and average households?

The current problem of poor households in families will be reviewed in many regimes and depending on different circumstances. And next to the poor, there will be near-poor and average households. So what is the difference between these forms of review? According to the regulations of the Ministry of Labour, Invalids and Social Affairs, the following can be distinguished:
* Approval mode in rural areas
In rural areas, families that are considered poor as analyzed above will be those with difficult living circumstances and per capita income of less than 700,000 VND/month or have per capita income is from 700,000 to 1,000,000 VND/month, but there is a shortage of 3 measurement indicators as well as a large lack of access to basic social services to basic social services. modern service.
As for near-poor families, they are only considered when they are families with an average income of 700,000 – 1,000,000 VND/month but are missing 3 indicators of measurement as well as the level of poverty. There is a large gap in access to basic social services to modern services.
For households with average living standards with per capita income from 1,000,000 to 1,500,000 VND/month, they will be considered for middle class.
* Review mode in urban areas
Households in urban areas are only considered poor when they have a difficult life and have a per capita income of less than 900,000 VND/month or if they have an income of 900,000 – 1,300,000 VND/month but are short of money. missing 3 indicators of measurement as well as levels of deprivation for the problem of accessing social services from the basic level upwards.
As for the near-poor households, the criteria for approval are based on the income level of 900,000 – 1,300,000 VND/month, but missing 3 indicators of measurement as well as the levels of deprivation for the problem. access to social services from the basic level upwards.
For average households, the criteria are based on the criteria that the household has an average income of 1,300,000 – 1,950,000 VND/month.

How much income is classified as a poor household?

According to the Government’s Decree 07/2021/ND-CP stipulating the multi dimensional poverty line for the 2021-2025 period, from 2022, the average income will be less than 1.5 million VND/person/month in rural areas and less than 2 million VND/person/month in urban areas will be classified as poor or near-poor households

Can students from poor households borrow money to buy means of transport?

The issue of supporting students from poor households to borrow money to buy means of transport
According to the State’s regulations, students who are poor students will be supported with loans to buy means of transport in the following cases:
– The subjects are students, orphan students.
– The subjects are pupils, students and poor households according to the standards with lower family income as prescribed.
– The subjects are pupils and students from poor households, facing economic difficulties due to illness, accidents, good ears,… and certified by the People’s Committee of the place where they currently reside.

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