Health Insurance is one of Vietnam’s Social security policies. As a matter of fact, the need for acquiring Mandatory Health Insurance for Foreigners in Vietnam is increasing as it’s getting more common for Vietnamese businesses to hire foreign workers. So, How much do foreigners have to pay for Health Insurance? How can foreigners acquire Mandatory Health Insurance in Vietnam? Let us find out this article with LSX Law firm.
What is Health Insurance?
Before looking into the procedure for acquiring Mandatory Health Insurance in Vietnam. The first thing we need to know is, what is Health Insurance?
Health insurance is a form of insurance applied in the healthcare sector for no-profit purposes. organized by the State and joined by responsible persons under this Law.
Since Health Insurance is one of the types of insurances in the public healthcare sector for no-profit purposes. The owner of Health Insurance will be covered partially or fully the cost of medical examination, treatment, or recovery in case of accidents or sickness.
Can Foreigners purchase Mandatory Health Insurance in Vietnam?
The current Law on Health Insurance defines its subject of application as:
This Law applies to domestic and foreign organizations and individuals in Vietnam that are involved in health insurance.
As the can see, the law doesn’t discriminate between Vietnamese and Foreign workers. Foreigners have all the rights to acquire Voluntary or Mandatory Health Insurance in Vietnam.
Although to be able to acquire Health Insurance in Vietnam, Foreigners have to meet the following conditions:
- Foreign workers must have an indefinite labour contract or labour contract with over 3 months in duration.
- Foreigners who study in Vietnam, have scholarships from the Vietnamese Gorvernment.
How to acquire Health Insurance for Foreigners in Vietnam?
In order to acquire Mandatory Health Insurance in Vietnam, Foreigners need to follow these steps:
Step 1: Gathering the dossier to acquire Health Insurance
The dossier should contain the following:
- List of participants in health insurance according to the prescribed form .
- Information declaration form for workers.
Step 2: Submit the dossier
After finishing the dossier, employees can submit it to their employer together with the required fees.
Finally, hope this article is helpful for you!
Frequently asked Questions
According to the law, foreigners can apply for a reissue of their Health Insurance card in these cases:
1. Torn, damaged card.
2. Changing the medical examination, treatment locations.
3. Card contains incorrect information.
If you have acquired Health Insurance and go to examine and treat at the registered location. The coverage rate would be 80% of the total examination, treatment cost.
The answer is no. This behavior will be handled when detected by medical staff and competent authorities. This is an illegal act, so foreigners are not allowed to do it in any way.
1. 40% of medical examination and treatment costs at central hospitals.
2. 60% of medical examination and treatment costs at provincial hospitals.
3. 100% of medical examination and treatment costs at district hospitals.